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By joining CHM, you’ve already taken a major step to save on your health care costs. Studies show that even at the highest level (Gold), CHM membership is over 65 percent less than the national insurance average!

However, many members ask what else they can do to keep costs down— not just for themselves and their families, but for all CHM members.

Here are some valuable tips to save even more on your health care costs: 1. Use the Bring-a-Friend program. Bring-a-Friend (BAF) is CHM’s referral program through which you can earn free months of ministry membership. For every new membership you bring into CHM, you’ll receive a free month after your friend has sent in three monthly financial gifts. There is no limit to how many free months you can receive.

Click Here to read more on this topic at CHMinistries