By joining CHM, you’ve already taken a major step to save on your health care costs. Studies show that even at the highest level (Gold), CHM membership is over 65 percent less than the national insurance average!

However, many members ask what else they can do to keep costs down— not just for themselves and their families, but for all CHM members.

Here are some valuable tips to save even more on your health care costs: 1. Use the Bring-a-Friend program. Bring-a-Friend (BAF) is CHM’s referral program through which you can earn free months of ministry membership. For every new membership you bring into CHM, you’ll receive a free month after your friend has sent in three monthly financial gifts. There is no limit to how many free months you can receive.

Click Here to read more on this topic at CHMinistries

Over the years, countless research studies have shown that vitamins and minerals are pivotal in protecting us from disease. But there’s one caveat: most studies show these vital nutrients are protective only when obtained through natural food sources (i.e. not through manufactured supplements). As author Rex Russell said in his book What the Bible Says About Healthy Living, “Eat what God gave for food,” and “Don’t alter God’s design.” This month, we begin an important series on vitamins and minerals (collectively referred to as “vital nutrients” because they are essential to human health) that must be obtained through diet because your body can’t make them on its own. For most nutrients, I’ll provide you with a synopsis that includes alternate names, the government’s recommended daily intake and a list of the best food sources for these nutrients. I’ll also point out some of the important functions for which the nutrient is essential and the kinds of symptoms or signs that can develop if you become deficient—or take in too much. Recommended amounts are published by the Institute of Medicine (IOM) and are known as the Recommended Dietary Allowances (RDAs). Rather than include all age groups and genders, I’ll cite the RDAs for adults and note differences in gender recommendations, if applicable. It’s difficult to overstate the importance of this topic.

Study the information closely. Keep it handy in your kitchen and refer to it often, such as when you’re making your grocery list. If someone in the household gets sick, the problem might actually be related to a vital nutrient deficiency. This month’s article will focus exclusively on vitamin A, one of the “fat soluble” vitamins (vitamins A, D, E, and K). By virtue of their propensity to dissolve in fats and oils, fat soluble vitamins are best absorbed when ingested with a meal containing fat. When the body gets too much of these vitamins, it stores them as fat. Because the body doesn’t get rid of the excess, fat-soluble vitamins have a greater potential for toxicity if ingested in amounts that are too great. [Note: Even if your consumption of a nutrient exceeds the RDA, it’s generally safer to over-consume through food rather than through a supplement.

Read more here…


Christian Healthcare Ministries aka CHM

christian healthcare ministriesMy husband and I created this blog to further inform other Christians who may be considering to get a CHM sharing type health coverage.

Considering the recent news and changes in the health care world, things can be overwhelming to say the least!

We had a baby girl, Sophia, and used CHM the entire duration.

We can first hand vouch for the excellent support, payment response time and coverage with CHM. One of the best things we like about CHM is the ability to choose which ever doctor you like. Most traditional health insurances are so limiting in regards to which doctor you can see and also when! They give us so much more flexibility. Traditional health insurance is so managed and limiting that it can really be annoying. CHM has three different coverage options you can choose from. There is such great flexibility and choice which is great! We have been members of CHM for over 5 years and have had excellent results and would recommend their services to anyone. We have referred several satisfied friends and family to CHM over the years. Feel free to make any comments or post any question you have below and we’ll be happy to respond.

Another great incentive CHM offers is their referral program. CHM will give you a complimentary month’s coverage if you refer someone into the ministry.

If you are going to sign up with CHM, we would be very grateful if you could use our name and ID as your referral. Our family would be most appreciative!

Thank you and God Bless!

David and Rebekah Schroeder

CHM Member ID: 112668

CLICK HERE to visit CHM website!

Watch Sophia’s video above. She is so happy when people sign up with CHM is just makes her laugh :)