Medical bill discounts help keep your monthly financial gift amount low.

Once in 17 years, CHM monthly gifts have increased only. Without discounts there would be pressure to increase financial gift amounts. Every discount you obtain helps you and every other member.

Many CHM members have successfully negotiated large discounts– on their own or with the help of the ministry’s Member Advocate department– and for that we thank you.

In 2016, all medical bills CHM shared were discounted an overall 41 percent by healthcare providers.

Discounts don’t take or shortchange advantage of your healthcare providers. Consider one member’s experience:

The member explained he was part of a health cost sharing ministry, that the doctor would never have to call the ministry for treatment approval and that the member didn’t want to be penalized for being a self-pay patient.

CHM recommends building a relationship with your providers. Asking for a discount is requesting the same courtesy that insured patients receive due to rates pre-negotiated between their providers and their insurance companies. Because it means less paperwork for them and can result in faster payment, providers often enjoy working with CHM members– who are technically self-pay patients–.

Without discounts there would be pressure to increase financial gift amounts. Every discount you obtain helps you and every other member.

During a follow-up visit after a cardiac event, the member asked the cardiologist the cost of the office visit. The cardiologist said it was $150.

The member paid the bill on the spot. The doctor was pleased, the member was pleased, and it was another discount to help keep all CHM members’ costs low.

The physician was interested and said that in the cardiac group’s office there were six employees who did nothing but file insurance forms and call insurance companies. He said the office visit charge would be $90 instead of $150, a 40 percent discount.

Providers often enjoy working with CHM members– who are technically self-pay patients– because it means less paperwork for them and can result in faster payment.

In many cases, medical costs can be contained and health regained by following a few simple steps:

Doctor office visits

• When you go to the doctor, make a list of your questions. • If you are referred to a specialist, find out why. • Ask questions, ask questions, ask questions! And take notes. • Take a family member or friend. Two minds remember better than one.• Take a list of your current medications, including any alternative therapies such  as essential oils, herbs, vitamins, and treatments you’re receiving (such as chiropractic or massage therapy). • Find a nurse advocate to accompany you, as this type of professional can often sift through the medical lingo to get to the heart of the issue, ask informed questions and give you guidance for the next step. A nurse advocate can be your lifestyle coach, provide information about treatment options, help obtain health care equipment and resolve billing and insurance problems.  as essential oils, herbs, vitamins, and treatments you’re receiving (such as chiropractic or massage therapy). • Find a nurse advocate to accompany you, as this type of professional can often sift through the medical lingo to get to the heart of the issue, ask informed questions and give you guidance for the next step. A nurse advocate can be your lifestyle coach, provide information about treatment options, help obtain health care equipment and resolve billing and insurance problems.

Chronic conditions
Chronic health conditions can be confusing, so find out if there are local support groups that can help answer your questions and better enable you to understand your condition.

Read more here…

What is Nurse Healthcare All About?

By Karen P Williams

Nurses can rightfully be considered as the main driving force of the healthcare industry around the world. Nurses and healthcare are two words that become almost meaningless without one another. In an everyday life that a nurse spends in a medical facility, he or she plays many roles. The nurse healthcare sector is totally depended on doctors. The doctors are in charge of directing and guiding the nurses, and everything that a nurse does, has to be reported to the doctor. These include providing medications and assistance to patients as well as keeping the doctor updated on any improvements or issues regarding the health of the patient. A nurse who is very alert and responsible during his or her duty hours can be of valuable help, both to the patients and the doctor.

One of the most important and responsible duty of any nurse is to carefully see and check if all the patients have been closely examined or not. After a patient is admitted to the hospital and is placed under observation, a nurse is assigned for regular care of the patient. The nurse has to take care of the physical condition of the patient and note down any changes in the physical or emotional behavior of the patient. Technically, it is now up to the nurse to chalk out a care plan for the patient and make sure that is executed to the minutest detail.

The nurses in the nurse healthcare industry play a very important role in the professional life of the doctor, too. Since it is the nurse’s job to note down every significant detail of the patient, the medications that are being administered to the patient and also the reactions to the medications, they can be considered as the virtual eyes and ears of the doctor. Doctors heavily rely on the data that has been filled by nurses to continue the course of medications. It can be safely said that a nurse, even though under the directives of a doctor, is completely responsible for the cure and well being of a patient. If it weren’t for the nurses, it would have become very difficult for the doctors to run any kind of medical facilities.

Majority of the people think that nursing only involves treating the patient with medications. They, however, tend to forget that it is these nurses who have to explain to the patient about the treatment that he is receiving and about the medications that he or she is given. They also have to keep a check on the emotional behavior of the patient. A nurse has to be patient like a teacher. It can be said that, to an extent, teaching also becomes a part of nursing.

There are many exciting career options for people who have gained experience in the nursing field. Take for example, traveling. If you are a nurse and love traveling, you could choose to be a traveling nurse. Or, if you have planned to join the military, you could become a military nurse. Also, if forensic sciences interest you, you could go in for forensic nursing.

About the Author: If you’re looking for information about CNA Certification & Training, we have more great tools and resources on our website http://www.yourcnatrainingguide.com

Source: www.isnare.com

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